Mortgage and refinance interest rates today, Monday, August 31, 2026: Purchase rates currently higher than refinance rates

Today, the 30-year fixed purchase rate is 6.55%, 4 basis points higher than the current refinance rate. The 15-year fixed purchase rate of 5.91% is 2 basis points higher than the 15-year refi rate. The 5/1 ARM purchase rate of 6.26% is 7 basis points higher than the 5/1 refi rate.